The saleswoman pointed at the bottom line. "Plus the Schlussrate (final installment) of €4,500 at the end. Or you can just give the car back and finance a new one."

In Germany, you don't just buy a Volkswagen. You arrange a Finanzierung —and if you’re smart, you let the VW Bank carry the risk.

The saleswoman, noticing his crestfallen look, smiled. "Felix, have you considered the VW Bank KFZ Finanzierung?"

"Back for another VW Bank KFZ Finanzierung?"

The Key to the Green Golf