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4/ Bottom line: Use iPayees for small, urgent payments. For large sums, find a cheaper alternative. ipayees

🔁 If you're not in a hurry, transfer your dollars to a virtual dollar account (Grey/Geegpay) first, then convert when the rate is better. urgent payments. For large sums

3/ Before you click "withdraw," compare the rate with Google's mid-market rate. If the difference is >3%, you're overpaying. ipayees